Silicon Prime is a fintech software development company building for banks, lenders, and payment companies. Custom platforms, payments and banking integrations, and AI fintech development for fraud and risk — engineered to the security and compliance standards money demands.
We ship on a production cadence backed by an AI-driven defect-reduction edge — because when funds are on the line, correct and safe is the only acceptable default.
Fintech is easy to demo and hard to run safely. We build the parts that keep a financial product correct, secure, and auditable in production.
Digital banking, lending, payments, and trading platforms built from the ground up — engineered for the reliability, accuracy, and regulatory discipline that financial products demand.
Payment gateways, card networks, banking and open-banking APIs, ledgers, and KYC and AML providers — wired in with the idempotency and reconciliation that money movement requires.
Fraud detection, risk scoring, and decisioning models — grounded in evaluation, guardrails, and human oversight. See our AI development services.
Encryption, access control, audit trails, and secure data handling engineered toward standards such as PCI-DSS and SOC 2 — designed in from the start, not bolted on at the end.
Legacy core and back-office systems moved to a modern stack — incrementally and safely, without freezing the business. See application modernization.
Ongoing engineering for systems that cannot fail quietly — monitoring, incident response, and steady improvement for platforms that move real money every day.
Every engagement includes the parts that keep a financial product correct, secure, and auditable in production — not just the happy path you saw in the demo.
The order is the point: we engineer security and compliance in from the first commit, then prove every change before it touches real money.
We map the attack surface and compliance requirements before we design — PCI-DSS, SOC 2, KYC, and AML obligations named up front, so controls are built in rather than bolted on.
Payment gateways, card networks, banking and open-banking APIs, ledgers, and KYC and AML providers — wired in with the authentication, idempotency, and reconciliation money demands.
Continuous validation through Aegis AI — the defect-reduction edge proven across a 200+ location enterprise with twice-weekly releases and zero critical defects.
Each change ships with encryption, access control, and complete audit trails, plus monitoring and incident response — so your auditors and regulators can stand behind the system.
↺ A continuous loop — every step feeds the next ● Built to standards
Fintech is unforgiving — a defect that would be a minor bug elsewhere becomes a financial or regulatory incident here. That is exactly where Aegis AI, our enterprise production suite, earns its keep: across a 200+ location enterprise it sustained twice-weekly production releases with zero critical defects for the past year. See the full Aegis AI proof.
We are an AI lab born out of Stanford, building Responsible AI for the enterprise since 2011. Fintech is unforgiving — a defect that would be a minor bug elsewhere becomes a financial or regulatory incident here. That is exactly where Aegis AI earns its keep: it delivered twice-weekly releases with zero critical defects across a 200+ location enterprise for 12 months. When money is on the line, that defect-reduction edge is the difference between moving fast and moving recklessly.
The result: financial systems engineered to the standards your auditors and regulators hold you to, with the security and compliance discipline designed in from the first commit. See how we think about human-led AI — which matters when an automated decision affects someone's money or credit — and where our broader AI development services fit your roadmap.
Correct and safe, by default — proven on a live production system, not promised in a pitch.
The questions banks, lenders, and payment teams ask before trusting anyone with a system that moves real money.
Fintech software development is the design, build, and operation of financial technology systems — payment platforms, digital banking, lending, and trading tools — engineered for the security, reliability, and regulatory discipline that handling money demands. We deliver these as production systems with the controls, integrations, and oversight financial products require.
We engineer to the standards your business is held to — building toward requirements such as PCI-DSS and SOC 2, with encryption, access controls, audit trails, and secure data handling designed in from the start rather than bolted on. We do not claim to hold certifications on your behalf; we build systems your auditors and regulators can stand behind.
Yes. We build AI for fraud detection, risk scoring, and decisioning — grounded in evaluation, guardrails, and human oversight. As a Responsible AI lab, we treat governance and explainability as part of the system, which matters when an automated decision affects someone's money or credit.
Yes. We integrate payment gateways, card networks, banking and open-banking APIs, ledgers, and KYC and AML providers — with the authentication, idempotency, reconciliation, and error handling that money movement requires to be correct every time.
Tell us what you're building. We'll scope it, name the security and compliance requirements, and give you a costed path to a system your auditors can stand behind.
Thirty minutes. No pitch deck. We reply within 48 hours.